Vaulted
Self-Custody · Encrypted · Sovereign
Features Send Money Features Pricing Security Launch App →
Cross-border remittance · Six chains · Eight corridors

Send £50 home in 5 seconds. Anywhere. Fees from £0.50.

Vaulted turns self-custody crypto into a fiat-first remittance app. Pick a country, enter pounds, we auto-pick the cheapest chain (XLM · XRP · USDC on Polygon/Base/Arbitrum). No middlemen. No exit fees. Your keys throughout.

Send money now → See corridors
🇰🇪 Kenya · KES
🇳🇬 Nigeria · NGN
🇮🇳 India · INR
🇵🇭 Philippines · PHP
🇸🇳 Senegal · XOF
🇬🇭 Ghana · GHS
🇲🇽 Mexico · MXN
Live corridors
Send money to eight countries in seconds.

Fiat-first UX. Enter pounds, dollars or euros — recipient gets their local currency. Vaulted auto-picks the cheapest chain (XLM, XRP, or USDC on Polygon / Base / Arbitrum) so you never pay Ethereum L1 gas.

🇰🇪~30 sec
Kenya
KES · via M-Pesa (Phase C)
£50 → ~8,631 KES
Fee £0.75 · Free tier: 3 sends / month
🇳🇬~1 min
Nigeria
NGN · Bank transfer (Phase C)
£50 → ~104,912 NGN
Fee £0.75 · Free tier: 3 sends / month
🇮🇳~1 min
India
INR · UPI / bank (Phase C)
£50 → ~5,538 INR
Fee £0.75 · Free tier: 3 sends / month
🇵🇭~1 min
Philippines
PHP · GCash / bank (Phase C)
£50 → ~3,884 PHP
Fee £0.75 · Free tier: 3 sends / month
🇸🇳~30 sec
Senegal
XOF · Wave / Orange Money
£50 → ~40,158 XOF
Fee £0.75 · Free tier: 3 sends / month
🇨🇮~30 sec
Côte d'Ivoire
XOF · Wave / Orange Money
£50 → ~40,158 XOF
Fee £0.75 · Free tier: 3 sends / month
🇬🇭~30 sec
Ghana
GHS · MoMo (Phase C)
£50 → ~1,008 GHS
Fee £0.75 · Free tier: 3 sends / month
🇲🇽~1 min
Mexico
MXN · SPEI / bank (Phase C)
£50 → ~1,254 MXN
Fee £0.75 · Free tier: 3 sends / month

Amounts shown are live FX examples for a £50 send. Rates refresh every 6 hours from open exchange rate feeds. Fees shown are the Vaulted service fee at £50; Vault Pro cuts that by 50%. Phase C off-ramp partners (M-Pesa, MoMo, Wave, UPI) roll out through 2026 — during Phase B the recipient receives crypto to their own wallet.

Features

Remittance without the middlemen.

Vaulted unifies remittance, self-custody, and encrypted communication in one app. No middlemen. No exit fees. No data harvesting.

🌍
Cross-border remittance

Send GBP, USD, or EUR to 8 countries. Vaulted quotes live FX and auto-picks the cheapest chain (XLM · XRP · USDC L2). Fees from £0.50.

🔑
True self-custody

Private keys are generated on-device and never leave your control. Six chains: BTC, ETH, USDC (Ethereum + Polygon + Base + Arbitrum), SOL, XLM, XRP.

🔒
End-to-end encrypted chat

Conversations are encrypted with TweetNaCl on your device. Even our servers see only ciphertext. Group chats included on Vault Pro.

🎥
Secure video calls

WebRTC-powered calls with end-to-end media encryption. Talk to family in the corridor country before you send.

✍
Multi-signature wallets

Require co-signer approval for large transactions. Add a trusted partner, accountant, or yourself on a second device.

👤
Biometric authentication

Face ID or fingerprint locks every send. Your keys stay encrypted at rest, unlocked only by you.

How it works

Three steps to sovereignty.

01
Create your vault

Sign up in under a minute. We generate a 12-word recovery phrase on your device — write it down somewhere safe.

02
Top up any chain

Receive BTC, ETH, USDC (Ethereum · Polygon · Base · Arbitrum), SOL, XLM, or XRP. One 0x address covers every EVM chain.

03
Send money in seconds

Pick a country → enter pounds → confirm. Vaulted auto-picks the cheapest chain and settles in ~5-30 seconds. Fees from £0.50.

Pricing

Simple. Honest.

Send money worldwide on the free tier. Upgrade to Vault Pro when you need unlimited sends, halved fees, multi-sig wallets, and group chat.

Free Forever
£0 / forever
  • Self-custody wallet (6 chains + 4 EVM L2s)
  • 3 cross-border sends / month
  • Service fee: 1.5% (min £0.50, max £9.99)
  • End-to-end encrypted 1:1 chat
  • Video calls
  • Biometric authentication
  • Recovery phrase backup
Start free
⭐ Best value
Vault Pro
£9.99 / month
  • Everything in Free
  • Unlimited cross-border sends
  • 50% off every service fee
  • Multi-signature wallets (2-of-2)
  • Group chats (up to 12 members)
  • CSV tax exports
  • Priority video call support
  • Pro badge in chats
Upgrade to Pro

Break-even in ~13 sends per month. Cancel anytime from your Stripe portal.

Security

Defense in depth.

Your keys are generated, encrypted, and stored on your device — never on our servers. We don't ask. We can't see. That's the point.

Every piece of Vaulted is engineered to assume our infrastructure could be compromised tomorrow, and your funds would still be safe.

  • BIP-39 12-word recovery phrases
  • TweetNaCl XChaCha20-Poly1305 encryption
  • Biometric device-level authentication
  • Multi-signature transaction approvals
  • Email-based co-signer verification
  • No password recovery — true non-custody

Send money the smart way.

Open Vaulted, generate your keys, and send your first cross-border transfer in under 60 seconds. No credit card. No middlemen. Your money, your keys.

Launch Vaulted →